If you cannot pay your debts as they fall due, you are insolvent. A Personal Insolvency Arrangement (PIA) covers both secured and unsecured debts. The debt can be written off and restructured. We always aim to save the family home when entering into an arrangement for clients and stop repossession action. If you can’t make your mortgage payments each month this option is for you. 

Appeals process

The appeals process was introduced in Ireland through the Personal Insolvency (Amendment) Act 2015.

If your Personal Insolvency Arrangement (PIA) is rejected, it may now be possible to appeal this decision if we believe the creditor’s decision has been unfair or unreasonable.

Fortunately, due to Grant Thornton Debt Solutions’ excellent working relationships with creditors and financial institutions, we are proud of our high first time success rate. The debtors that we represent rarely need to avail of the appeals process. However, we welcome this additional security for debtors seeking to protect their family home.


If you are struggling with debt and are not sure where to turn next, we are available to offer you free expert advice. Call us at +353 (0)1 436 6441.


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